Investment Property Mortgage Requirements

If you’re looking for a stable, highly profitable method of earning passive income, then there are few options better than property investment; especially in today’s in-demand housing markets.  Unlike other investment vehicles, real estate offers novice investors plentiful opportunities to get ahead of more established competitors with little more than local knowledge, and some strong

TRI Merge FICO Scores and Your Mortgage

Applying for loans and mortgages can be confusing and stressful. Finding a perfect home for you and your family can be a triumphant moment, and waiting to hear back about a loan application can be the most stressful part of the entire process. While experienced agents like Christopher Lechner can help you navigate the confusing

How Can You Use a Gift in FHA Financing?

For many first-time home buyers, a down payment can be a serious roadblock to the purchasing of a house.  Even buyers who hope to buy with FHA loans may not be able to come up with the immediate cash to handle even FHA-sanctioned down payments, even if they could easily afford the payments on their

What You Must Disclose When Selling Your Home

Each state has their own rules regarding what home sellers must tell their buyers before an official sale can take place. California has some pretty specific standards when it comes to full disclosure—that way the buyers knows exactly what they’re getting into. If a seller purposefully holds back, they could be opening themselves up to