How Can Title Issues Make or Break a Purchase?

Title IssuesWhen you are focused on buying southern California real estate, you need to make sure you have a dependable and trustworthy real estate agent to help you with your relocation. The process of buying a home can be complicated, and many hidden factors can make or break a purchase. Property lines can be hazy, sellers can be skittish, and title issues can, unfortunately, arise during the sale of a house.

Many circumstances can qualify as title issues, including selling a home for a deceased person. Expect the need for extensive legal documentation and information sharing with a potential homebuyer, especially if there are multiple people represented on the deed. If you are selling the home of a deceased relative, for example, you need to make absolutely sure that you are clearly designated as a person with the authority to do so. If you are buying a home from a group of people, as another example, you will need to make sure that all paperwork is complete with every seller.

Common title issues that can affect your Southern California home purchase

We have come upon some strange instances of how ownership and legal representation affect the purchase of real estate. Some common issues you might contend with when buying a home and transferring the title are:

  • A home is owned by a married couple — you will need to ask a real estate attorney if one or both spouses must sign to transfer the title
  • A home owned by a divorced couple can have a similar issue, which can be exacerbated by a contentious relationship between the homeowners
  • Buying a home from a person that is recently deceased can present title issues of proper legal representation and decision-making authority
  • Mistakes on the original title can be complicated to repair
  • Title issues can prevent your mortgage loan from closing.

What you can do

If the purchase of your Southern California real estate is sufficiently complex, you will want to retain the counsel of an attorney that specializes in real property transfers. You may need to speak with the representatives that are selling the home, and sometimes with their lawyers, as well. Depending on your specific circumstance and condition of legal representation for those selling the home, complicated issues may arise that will require letters and documentation from attorneys.

It is also best practice to check the documentation in the municipality or county that holds the title for the home. Your real estate agent may have some insight on the most efficient way to do this, and can sometimes perform that task for you. It will vary a bit from location to location, but the county clerk, clerk of the court, or other agency will most likely be able to provide this information.  You should also consider paying the fee to have a title search run. Your real estate agent can help with this process.

Honest and dependable Southern California real estate firm can help with your title questions today

Contact GlobalPoint Relocation for all your title questions. If we are representing the buyer or seller of your Southern California real estate, we can provide information and resources about title searches and other common title issues. We are a full-service real estate firm whose mission is to create seamless relocation efforts throughout Southern California. Learn more by giving us a call at 562.221.0055 today!